Remote Risk Assessment Analyst – Insurance Underwriting

Other Jobs To Apply

Company: The Elite Job

Location: United States

Employment Type: FULL_TIME, PART_TIME

Date Posted: 2025-10-25

Valid Through: 2026-10-25

Job Summary:

The Elite Job is seeking a highly analytical and detail-oriented Remote Risk Assessment Analyst to join our insurance underwriting team. In this role, you will evaluate and analyze insurance applications, identify potential risks, and make recommendations to optimize underwriting decisions. This is an exciting opportunity to work with a leading insurance organization from the comfort of your home while contributing to strategic decision-making processes that minimize risk exposure and maximize profitability.

Key Responsibilities:

  • Review insurance applications and supporting documents to assess risk exposure.

  • Analyze financial, operational, and market data to determine risk factors and underwriting eligibility.

  • Prepare detailed risk assessment reports and provide recommendations for coverage approval or modifications.

  • Collaborate with underwriters, actuaries, and claims teams to ensure informed decision-making.

  • Monitor industry trends, regulatory changes, and emerging risks to support underwriting strategies.

  • Maintain accurate and up-to-date records in compliance with company and regulatory standards.

  • Support the development of underwriting guidelines and risk management protocols.

Required Skills and Qualifications:

  • Bachelors degree in Finance, Economics, Business, Risk Management, or a related field.

  • Strong analytical and critical thinking skills, with attention to detail.

  • Proficiency in risk assessment methodologies, insurance principles, and underwriting processes.

  • Excellent written and verbal communication skills for clear reporting and collaboration.

  • Proficiency in Microsoft Office Suite (Excel, Word, PowerPoint) and risk assessment software tools.

  • Ability to work independently in a remote environment while managing multiple priorities.

Experience:

  • 2–4 years of experience in insurance underwriting, risk analysis, or related financial risk assessment roles.

  • Prior experience with property, casualty, or life insurance underwriting is highly preferred.

  • Experience in remote or virtual work environments is a plus.

Working Hours:

  • Full-time position, standard business hours (flexible hours may be available depending on time zones).

  • Remote setup allows for a flexible and comfortable work environment.

Knowledge, Skills, and Abilities:

  • Strong problem-solving and decision-making skills.

  • Knowledge of insurance regulations, compliance requirements, and industry standards.

  • Ability to interpret complex data and translate it into actionable insights.

  • High level of integrity, confidentiality, and ethical standards.

  • Strong organizational skills with the ability to prioritize tasks efficiently.

Benefits:

  • Competitive salary and performance-based incentives.

  • Comprehensive health, dental, and vision insurance coverage.

  • Flexible remote work environment.

  • Professional development and training opportunities.

  • Paid time off, holidays, and wellness programs.

Why Join The Elite Job:

  • Become part of a forward-thinking organization committed to innovation and excellence in insurance underwriting.

  • Work remotely while contributing to meaningful projects that impact risk management strategies.

  • Access to continuous learning, mentorship, and growth opportunities within a supportive team.

  • Thrive in a culture that values integrity, collaboration, and professional development.

How to Apply:

Interested candidates are invited to submit their resume along with a cover letter highlighting relevant experience and skills to us with the subject line: Remote Risk Assessment Analyst Application. Applications will be reviewed on a rolling basis.

Back to blog

Common Interview Questions And Answers

1. HOW DO YOU PLAN YOUR DAY?

This is what this question poses: When do you focus and start working seriously? What are the hours you work optimally? Are you a night owl? A morning bird? Remote teams can be made up of people working on different shifts and around the world, so you won't necessarily be stuck in the 9-5 schedule if it's not for you...

2. HOW DO YOU USE THE DIFFERENT COMMUNICATION TOOLS IN DIFFERENT SITUATIONS?

When you're working on a remote team, there's no way to chat in the hallway between meetings or catch up on the latest project during an office carpool. Therefore, virtual communication will be absolutely essential to get your work done...

3. WHAT IS "WORKING REMOTE" REALLY FOR YOU?

Many people want to work remotely because of the flexibility it allows. You can work anywhere and at any time of the day...

4. WHAT DO YOU NEED IN YOUR PHYSICAL WORKSPACE TO SUCCEED IN YOUR WORK?

With this question, companies are looking to see what equipment they may need to provide you with and to verify how aware you are of what remote working could mean for you physically and logistically...

5. HOW DO YOU PROCESS INFORMATION?

Several years ago, I was working in a team to plan a big event. My supervisor made us all work as a team before the big day. One of our activities has been to find out how each of us processes information...

6. HOW DO YOU MANAGE THE CALENDAR AND THE PROGRAM? WHICH APPLICATIONS / SYSTEM DO YOU USE?

Or you may receive even more specific questions, such as: What's on your calendar? Do you plan blocks of time to do certain types of work? Do you have an open calendar that everyone can see?...

7. HOW DO YOU ORGANIZE FILES, LINKS, AND TABS ON YOUR COMPUTER?

Just like your schedule, how you track files and other information is very important. After all, everything is digital!...

8. HOW TO PRIORITIZE WORK?

The day I watched Marie Forleo's film separating the important from the urgent, my life changed. Not all remote jobs start fast, but most of them are...

9. HOW DO YOU PREPARE FOR A MEETING AND PREPARE A MEETING? WHAT DO YOU SEE HAPPENING DURING THE MEETING?

Just as communication is essential when working remotely, so is organization. Because you won't have those opportunities in the elevator or a casual conversation in the lunchroom, you should take advantage of the little time you have in a video or phone conference...

10. HOW DO YOU USE TECHNOLOGY ON A DAILY BASIS, IN YOUR WORK AND FOR YOUR PLEASURE?

This is a great question because it shows your comfort level with technology, which is very important for a remote worker because you will be working with technology over time...